Section 80C offers a maximum deduction of up to Rs. 1,50,000. Utilize this section to the fullest by investing in any of the available investment options. A few of the options are as follows:
a. Know about the different types of loans like personal, business, home or car loans. Check what loan category fits your loan needs. Understand that some loan types have higher interest rates than others. Some loans are secured and some unsecured. If you do not qualify for an unsecured loan then a secured loan may be an option.
b. Many people make the mistake of not knowing their credit score when applying for a loan. This may result in a delay in approval, or worse, being rejected. Knowing your credit score makes you aware of your financial position. This can help you determine whether you meet the lender’s eligibility criteria or not.
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